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Life Insurance - Protect your loved ones with the right cover
Over 50s Life Cover - Guaranteed lifelong protection
No Medical Exam Cover
Critical Illness Insurance

Scottish Provident Life Insurance

Scottish Provident offers two types of products to suit your individual circumstances and changing needs:

Pegasus - Whole of Life Plan - this type of plan will provide lifetime protection if required and will pay out a lump sum in the event of your death or diagnosis of a terminal illness. There are also Critical Illness and Permanent disability components that you are able to add to your coverage for additional protection.

Self Assurance - This is a term product, which means that a benefit will be paid to your beneficiaries during the term specified in the policy. There are three plans available: Self Assurance Mortgage, Self Assurance Term Personal, Self Assurance Term Business. You are able to choose the level of coverage as well as the type of benefit, and there is a wide range of benefits to choose from:

  • death benefit - benefit that will be paid in the event of your death or diagnosis of a terminal illness
  • death or earlier critical illness benefit - benefit that will be paid in the event of your death or diagnosis of a covered critical illness
  • disability income benefit (income protection) - benefit that will be paid if you are unable to earn your income due to a disability, sickness or an accident
  • premium payment benefit (waiver of premium) - benefit that will cover your premiums in case you are unable to work due to a disability, sickness or an accident
  • unemployment benefit - pays income for up to 104 weeks if you become unemployed through no fault of your own as well as pays premiums for your plan