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Life Insurance - Protect your loved ones with the right cover
Over 50s Life Cover - Guaranteed lifelong protection
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Critical Illness Insurance

Life & Critical Illness Insurance

Reviewable Premiums Term Insurance is a type of term insurance, therefore; a lump sum is paid out in the event of death within the specified term, which is usually 10 to 40 years. The premiums will be reviewed after a specified time, which may result in a change of the amount that you pay. This is done in order to ensure that the premiums you're paying are enough to provide the level of cover selected. There are several factors which the insurance companies consider when renewing you premium:

  • number of claims received
  • when and how many claims they expect to get
  • overall insurance industry claims experience
  • expected influence of future medical advances

If following the review your premiums increase, you can either accept the new premium or reduce the level of cover.

To receive free, no obligation quote or more information on Reviewable Premiums Term Life Insurance please complete a short enquiry form and a professional adviser will be happy to assist you.